Make it Affordable

Financing Your New Roof

A new roof is a major investment, but it should not drain your savings or force you to delay urgent repairs. Florida Southern Roofing partners with Service Finance, a Truist Bank company, to offer flexible financing options for qualified homeowners across Southwest Florida. With simple loan solutions and trusted roofing guidance, we make it easier to protect your home now and pay over time.

Affordable & Convenient Roof Financing

A roofing project is an important investment in your home, but it should not create unnecessary financial stress. At Florida Southern Roofing, we understand that roof repairs and replacements are not always planned and they do not always happen at the most convenient time. That is why we partner with Service Finance Company, LLC, a Truist Bank company, to provide convenient financing options for qualified homeowners.

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What You Can Finance

Specific rates and terms depend on your credit profile. Typical Service Finance loan parameters for roofing:

Loan Amount

$1K - $100K+

Covers everything from emergency repair to full tear-off replacement. Most Sarasota roof replacements ($8k–$60k) fit comfortably within standard loan limits.

Term Length

12 - 180 months

Up to 15 years to repay...keep monthly payments low and match your budget. Shorter terms get better rates; longer terms get smaller payments.

Promotional APR

0% Available

Qualified borrowers may access 0% promotional APR plans with deferred interest. Pay the principal within the promo period and pay zero interest. Standard fixed-rate plans also available.

Important: All financing is subject to credit approval. Rates, terms, and promotional offers depend on your credit profile.

Service Finance serves credit scores from 550 to 850 — broader range than most home improvement lenders.

How it Works

From Inspection to Funding in 4 Steps

1. Free Roof Inspection

We assess your roof, document conditions, and give you a written estimate.
No commitment to finance.

2. Pre-Qualify

Quick pre-qualification with Service Finance soft credit check, no impact to your credit score. See what you qualify for.

3. Choose Your Plan

Compare 0% promotional and standard fixed-rate options. Pick the term length that fits your monthly budget.

4. Approval & Install

Final approval typically takes minutes. Once approved, we schedule the install and Service Finance funds the project.

FAQ

Once we fulfill the roofing project, we will contact you to confirm satisfactory completion. The loan period begins once we submit a certificate of completion to Service Finance Company, LLC.

Yes, you can add a co-borrower (or co-applicant) on a Service Finance Company, LLC loan, but only during the initial application process

Are You Ready?

Discuss Financing With A Sales Rep

Fill out the form and a member of our team will walk you through your financing options. We'll explain the difference between promotional and standard plans, give you a realistic estimate of monthly payments, and pre-qualify you with Service Finance — all before any commitment.

Free roof inspection included — no obligation

Pre-qualification with soft credit pull (no impact)

Compare 0% promotional vs. standard APR plans

Written estimate before any decision

Financing disclosure: Financing offered through Service Finance Company, LLC (NMLS #140908), a wholly-owned subsidiary of Truist Bank. All loans subject to credit approval. Loan terms, APR, and promotional offers vary by credit profile. Promotional 0% APR plans may include deferred interest interest accrues from purchase date and is charged retroactively if the promotional balance is not paid in full by the end of the promotional period. Florida Southern Roofing does not originate loans and is not a lender; we act as a referring contractor. Apply at svcfin.com.